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Forensic Analysis · Health & Accident Insurance · as of Nov 9, 2026

UnitedHealth Group Inc (UNH)

A forensic read on UnitedHealth Group Inc built from its complete SEC filings — financial-health screens, earnings quality, red flags and a price-aware rating. Reproducible math, not opinion.

B · Sound & dependable
Forensic grade
Not applicable
Earnings quality
12.2%
ROE
11.8%
Revenue growth

This free snapshot doesn't read filing or proxy text, so the auditor-quality and governance checks that can lower a grade were not evaluated (auditor quality, say on pay, board independence, going concern). Those checks only ever lower a grade, so the full analysis can land below the grade above but never above it — treat it as the most favourable reading, not the settled one.

UnitedHealth Group Inc earns a B (Sound & dependable) forensic quality grade. 0 forensic signals listed; the signal list read had 0 signals; not read: the earnings-quality screens, which did not apply to this company or produced no read, the capital-allocation screens, which did not apply to this company or produced no read.

Key fundamentals

Latest Revenue$447.57B
Revenue Growth YoY+11.8%
Revenue CAGR (2yr)+9.7%
Net Margin2.7%
Return on Equity12.2%

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Data from SEC EDGAR public filings · metrics as of Nov 9, 2026. Forensic signals flag probability, not certainty.

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