The warning signs were in the filings — months before the headlines.

We don't claim to predict the future. We claim something narrower and checkable: the kinds of signal our engine reads — cash that never matches reported profit, balance-sheet fragility, revenue outrunning its receivables — were sitting in the public SEC filings before Carvana, Wirecard, SVB and the rest came apart. Below is the same deterministic engine replayed on those companies' filings truncated to before the blow-up, plus documented cases and the calibration behind it. No LLM guesswork, reproducible.

Informational only — not investment advice. Forensic signals flag probability, not certainty.