Forensic Analysis · Banking / Financial Services · as of Jun 28, 2026
Pioneer Bancorp, Inc./MD (PBFS)
A forensic read on Pioneer Bancorp, Inc./MD built from its complete SEC filings — financial-health screens, earnings quality, red flags and a price-aware rating. Reproducible math, not opinion.
C · Mixed — selective
Forensic grade
Clean
Earnings quality
21.3
P / E (ttm)
6.2%
ROE
$421M
Market cap
Pioneer Bancorp, Inc./MD earns a C (Mixed — selective) forensic quality grade. No severe earnings-quality or capital-allocation flags appear in its latest filings.
Key fundamentals
Net Margin128.3%
Latest Revenue$15.8M
Return on Equity6.3%
Revenue Growth YoY+5.8%
Go deeper — free with an account
The forensic grade and screens above are free — no account needed. An account adds the full interactive deep-dive on Pioneer Bancorp, Inc./MD:
🔒The written investment read — what the numbers mean, in plain English
🔒Ask anything about PBFS's filings — AI Q&A across the 10-K, 10-Qs & 8-Ks
🔒Interactive valuation — reverse-DCF sliders, Monte Carlo & scenario stress
🔒Calibrated 12-month price forecast, with the math shown
🔒Peer comparison + filing-change monitoring & alerts
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Data from SEC EDGAR public filings · metrics as of Jun 28, 2026. Forensic signals flag probability, not certainty.