Forensic Analysis · Banking / Financial Services · as of Jun 28, 2026
Oportun Financial Corp (OPRT)
A forensic read on Oportun Financial Corp built from its complete SEC filings — financial-health screens, earnings quality, red flags and a price-aware rating. Reproducible math, not opinion.
D · Weak — demands caution
Forensic grade
Clean
Earnings quality
14.8
P / E (ttm)
4.6%
ROE
$263M
Market cap
Oportun Financial Corp earns a D (Weak — demands caution) forensic quality grade. No severe earnings-quality or capital-allocation flags appear in its latest filings.
Key fundamentals
Net Margin2.6%
Latest Revenue$956.7M
Return on Equity6.5%
Revenue Growth YoY-4.5%
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🔒Calibrated 12-month price forecast, with the math shown
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Data from SEC EDGAR public filings · metrics as of Jun 28, 2026. Forensic signals flag probability, not certainty.