Forensic Analysis · Finance
NBT Bancorp Inc. Common Stock (NBTB)
A forensic read on NBT Bancorp Inc. Common Stock built from its complete SEC filings — financial-health screens, earnings quality, red flags and a price-aware rating. Reproducible math, not opinion.
13.6
P / E
9.8%
ROE
$2.6B
Market cap
3.13%
Dividend yield
The full forensic report — free
🔒Every red flag on NBTB, detailed and traced to the filing
🔒Altman Z distress & Beneish M earnings-quality screens
🔒Calibrated 12-month price forecast + reverse-DCF
🔒Earnings-quality & capital-allocation forensics
No credit card · informational only, not investment advice
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Data from SEC EDGAR public filings. Forensic signals flag probability, not certainty.