Forensic Analysis · General / Diversified · as of Jun 26, 2026
INVESTORS TITLE CO (ITIC)
A forensic read on INVESTORS TITLE CO built from its complete SEC filings — financial-health screens, earnings quality, red flags and a price-aware rating. Reproducible math, not opinion.
B · Sound & dependable
Forensic grade
Clean
Earnings quality
4
Forensic signals
13.1
P / E (ttm)
14.0%
ROE
$508M
Market cap
0.70%
Dividend yield
INVESTORS TITLE CO earns a B (Sound & dependable) forensic quality grade. 4 forensic signals were flagged in its latest SEC filings, led by cash conversion.
What the filings flag
0.78×Cash conversion. Over FY2023–FY2025, operating cash flow was 0.78× cumulative net income. Cash is lagging reported profit — worth checking what's accruing rather than being collected.
14%Return on invested capital. Return on invested capital is 14% and rising from 12% — around its ~9% cost of capital, so growth is roughly value-neutral — watch the trend.
-0.1%/yrShare-count dilution. Diluted share count changed -0% over the last 3 years to FY2025 (-0.1%/yr). Roughly flat — buybacks are about offsetting stock comp, not shrinking the count. Per-share value isn't being meaningfully helped or hurt by the count.
-76%Dividend — cut. The payout was CUT ~76% in FY2022 (from FY2021). It still returns some cash, but it is NOT the dependable, rising dividend an unbroken streak implies — weigh the cut when judging reliability.
Key fundamentals
Latest Revenue$272.8M
Revenue Growth YoY+5.6%
Net Margin12.9%
Free Cash Flow$25.4M
Return on Equity13.1%
The full forensic report — free
🔒Every red flag on ITIC, detailed and traced to the filing
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🔒Calibrated 12-month price forecast + reverse-DCF
🔒Earnings-quality & capital-allocation forensics
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Data from SEC EDGAR public filings · metrics as of Jun 26, 2026. Forensic signals flag probability, not certainty.