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Forensic Analysis · Professional & Commercial Services · as of Nov 9, 2026

Global Payments Inc (GPN)

A forensic read on Global Payments Inc built from its complete SEC filings — financial-health screens, earnings quality, red flags and a price-aware rating. Reproducible math, not opinion.

B · Sound & dependable
Forensic grade
Grey Zone
Financial health
2.0
Distress distance
Clean
Earnings quality
2
Forensic signals
6.2%
ROE
-0.4%
Revenue growth

This free snapshot doesn't read filing or proxy text, so the auditor-quality and governance checks that can lower a grade were not evaluated (auditor quality, say on pay, board independence, going concern). Those checks only ever lower a grade, so the full analysis can land below the grade above but never above it — treat it as the most favourable reading, not the settled one.

Global Payments Inc earns a B (Sound & dependable) forensic quality grade, and its balance-sheet distress test reads 2.0, placing it in the Grey zone. 2 forensic signals were flagged in its latest SEC filings, led by return on invested capital.

What the filings flag

3.6%
FY2025
Return on invested capital. Return on invested capital is 3.6% in the latest fiscal year, against 2.4% in FY2023, having run between 2.4% and 4.1% across FY2023–FY2025 with no direction held. After-tax operating profit was $1.0B in FY2023 and $1.4B in FY2025, with operating income at 17.8% of revenue in FY2023, 25.5% in FY2024 and 22.8% in FY2025. The capital base behind it went from $41.0B in FY2023 to $39.4B in FY2025 (-4%), while the revenue it carried went from $7.4B to $7.7B.
$33M
FY2025
Goodwill impairments. Took $33M of goodwill writedowns across 1 year (FY2025 ($33M)) — about 2% of net income over the span. Writedowns mean past acquisitions underperformed what was paid for them.

Key fundamentals

Latest Revenue$7.71B
Revenue Growth YoY-0.4%
Revenue CAGR (2yr)+2.2%
Net Margin18.2%
Free Cash Flow$2.04B
Return on Equity6.2%
Debt / Equity0.94x

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Data from SEC EDGAR public filings · metrics as of Nov 9, 2026. Forensic signals flag probability, not certainty.

See a wrong number? Report an error with the filing it should match.