Forensic Analysis · Technology / Software · as of Jun 28, 2026
Gloo Holdings, Inc. (GLOO)
A forensic read on Gloo Holdings, Inc. built from its complete SEC filings — financial-health screens, earnings quality, red flags and a price-aware rating. Reproducible math, not opinion.
D · Weak — demands caution
Forensic grade
Distress
Financial health
-1.2
Altman Z-score
Watch
Earnings quality
6
Forensic signals
$358M
Market cap
Gloo Holdings, Inc. earns a D (Weak — demands caution) forensic quality grade, and its Altman Z-score is -1.2, placing it in the Distress zone. 6 forensic signals were flagged in its latest SEC filings, led by accruals ratio.
What the filings flag
+63.3%Accruals ratio.Net operating assets grew +63.3% relative to their average in FY2026 — the accrual component of earnings. Accruals are building sharply — a large slice of profit sits in operating assets, not cash; Richardson/Sloan link high accruals to weaker future returns as they reverse. The cash-flow cross-check agrees: reported earnings ran behind operating cash by -74% of net operating assets.
41d DSOReceivables vs revenue.Days sales outstanding moved from 10 to 41 days FY2025→FY2026 (receivables +1617% vs revenue +308%). Receivables are outrunning sales — a flag for aggressive revenue recognition or slipping collections.
-52%Return on invested capital.Return on invested capital is -52% and rising from -73% — well below its ~10% cost of capital, so reinvested dollars may be destroying value, not building it.
+99.7%/yrShare-count dilution.Diluted share count changed +199% over the last 2 years to FY2026 (+99.7%/yr). The count is GROWING — existing holders are being diluted. That's ~99.7% shaved off per-share growth every year — total profit has to grow that much just to keep earnings-per-share flat, and a stake held since FY2024 has been diluted ~199%.
16% of revStock-based comp load.Stock-based compensation ran 16% of revenue in FY2026 — about $0.68 per diluted share. Meaningful — reported free cash flow flatters the economics, since SBC is a real cost paid in shares.
$28MGoodwill impairments.Took $28M of goodwill writedowns across 1 year(s) (FY2025 ($28M)). Writedowns mean past acquisitions underperformed what was paid for them — worth weighing on capital-allocation skill.
Key fundamentals
Net Margin-166.0%
Debt / Equity0.26x
Free Cash Flow$-81.7M
Latest Revenue$94.7M
Return on Equity-116.2%
Revenue Growth YoY+307.7%
Go deeper — free with an account
The forensic grade and screens above are free — no account needed. An account adds the full interactive deep-dive on Gloo Holdings, Inc.:
🔒The written investment read — what the numbers mean, in plain English
🔒Ask anything about GLOO's filings — AI Q&A across the 10-K, 10-Qs & 8-Ks
🔒Interactive valuation — reverse-DCF sliders, Monte Carlo & scenario stress
🔒Calibrated 12-month price forecast, with the math shown