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Forensic Analysis · Department Stores · as of Nov 8, 2026

Dillard'S, Inc. (DDS)

A forensic read on Dillard'S, Inc. built from its complete SEC filings — financial-health screens, earnings quality, red flags and a price-aware rating. Reproducible math, not opinion.

B · Sound & dependable
Forensic grade
Safe
Financial health
11.1
Distress distance
Clean
Earnings quality
1
Forensic signals
31.9%
ROE
-0.1%
Revenue growth

This free snapshot doesn't read filing or proxy text, so the auditor-quality and governance checks that can lower a grade were not evaluated (auditor quality, say on pay, board independence, going concern). Those checks only ever lower a grade, so the full analysis can land below the grade above but never above it — treat it as the most favourable reading, not the settled one.

Dillard'S, Inc. earns a B (Sound & dependable) forensic quality grade, and its balance-sheet distress test reads 11.1, placing it in the Safe zone. 1 forensic signal was flagged in its latest SEC filings, led by shareholder returns.

What the filings flag

95% of FCF
FY2026
Shareholder returns. Returned $593M to shareholders (buybacks + dividends) in FY2026 — 95% of free cash flow. Right at the limit of what free cash flow covers — little room before it's funded by debt or the balance sheet. That ratio has been CLIMBING toward the limit — 83% of free cash flow two years back — not just sitting there.

Key fundamentals

Latest Revenue$6.47B
Revenue Growth YoY-0.1%
Revenue CAGR (2yr)-2.1%
Net Margin8.8%
Free Cash Flow$623.6M
Return on Equity31.9%

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Data from SEC EDGAR public filings · metrics as of Nov 8, 2026. Forensic signals flag probability, not certainty.

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