Forensic Analysis · Banking / Financial Services · as of Jun 27, 2026
Chime Financial, Inc. (CHYM)
A forensic read on Chime Financial, Inc. built from its complete SEC filings — financial-health screens, earnings quality, red flags and a price-aware rating. Reproducible math, not opinion.
D · Weak — demands caution
Forensic grade
Clean
Earnings quality
-67.9%
ROE
$7.7B
Market cap
Chime Financial, Inc. earns a D (Weak — demands caution) forensic quality grade. No severe earnings-quality or capital-allocation flags appear in its latest filings.
Key fundamentals
Net Margin-46.2%
Latest Revenue$2.19B
Return on Equity-72.1%
Revenue Growth YoY+30.7%
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The forensic grade and screens above are free — no account needed. An account adds the full interactive deep-dive on Chime Financial, Inc.:
🔒The written investment read — what the numbers mean, in plain English
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🔒Interactive valuation — reverse-DCF sliders, Monte Carlo & scenario stress
🔒Calibrated 12-month price forecast, with the math shown
🔒Peer comparison + filing-change monitoring & alerts
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Data from SEC EDGAR public filings · metrics as of Jun 27, 2026. Forensic signals flag probability, not certainty.