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Forensic Analysis · National Commercial Banks · as of Nov 8, 2026

Arrow Financial Corp (AROW)

A forensic read on Arrow Financial Corp built from its complete SEC filings — financial-health screens, earnings quality, red flags and a price-aware rating. Reproducible math, not opinion.

C · Mixed — selective
Forensic grade
Not applicable
Earnings quality
10.6%
ROE

This free snapshot doesn't read filing or proxy text, so the auditor-quality and governance checks that can lower a grade were not evaluated (auditor quality, say on pay, board independence, going concern). Those checks only ever lower a grade, so the full analysis can land below the grade above but never above it — treat it as the most favourable reading, not the settled one.

Arrow Financial Corp earns a C (Mixed — selective) forensic quality grade. 0 forensic signals listed; the signal list read had 0 signals; not read: the earnings-quality screens, which did not apply to this company or produced no read, the capital-allocation screens, which did not apply to this company or produced no read.

Key fundamentals

Latest Revenue$133.9M
Net Margin22.5%
Return on Equity10.6%

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Data from SEC EDGAR public filings · metrics as of Nov 8, 2026. Forensic signals flag probability, not certainty.

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