Forensic Analysis · Retail / Consumer Discretionary · as of Sep 4, 2026

Tilly'S, Inc. (TLYS)

A forensic read on Tilly'S, Inc. built from its complete SEC filings — financial-health screens, earnings quality, red flags and a price-aware rating. Reproducible math, not opinion.

F · Poor — capital at risk

Forensic grade

Distress

Financial health

-0.5

Distress distance

Clean

Earnings quality

Forensic signals

-20.5%

ROE

-2.8%

Revenue growth

The financial-health reading above compares this company's equity at BOOK value, not at what the market currently pays for it — this free snapshot doesn't pull live market data. Treat it as a rough read, not the final word.

This free snapshot doesn't read filing or proxy text, so the auditor-quality and governance checks that can lower a grade were not evaluated (red flags, auditor quality, say on pay, board independence). Those checks only ever lower a grade, so the full analysis can land below the grade above but never above it — treat it as the most favourable reading, not the settled one.

Tilly'S, Inc. earns an F (Poor — capital at risk) forensic quality grade, and its balance-sheet distress test reads -0.5, placing it in the Distress zone (based on book value, not market value, since this free snapshot doesn't pull live market data — treat this zone as a rough read, not the final word). 4 forensic signals were flagged in its latest SEC filings, led by return on invested capital.

What the filings flag

-9.3%

FY2026

Return on invested capital. Return on invested capital is -9.3% in the latest fiscal year and slipping from 3% — well below its ~9% cost of capital, and it has been across FY2023–FY2026, so reinvested dollars have not been earning their keep.

stopped

FY2023→FY2025

Shareholder returns — halted. Capital returns have STOPPED — $11M of buybacks + dividends in FY2023, but ~$0 in FY2025. A halt usually means the company is conserving cash.

suspended

FY2022→FY2024

Dividend — suspended. The dividend has been SUSPENDED — $62M paid in FY2022, then $0 in FY2024. A suspension is a major signal the board is conserving cash; the prior payment history doesn't offset it.

-0.3%/yr

FY2023–FY2026

Share count. Diluted share count changed -1% over the last 3 years to FY2026 (-0.3%/yr). Roughly flat — the count is neither shrinking nor growing meaningfully. Per-share value isn't being meaningfully helped or hurt by the count.

Key fundamentals

Latest Revenue$553.6M

Revenue Growth YoY-2.8%

Revenue CAGR (3yr)-6.3%

Net Margin-3.2%

Free Cash Flow-$589,000.00

Return on Equity-20.5%

The forensic grade and screens above are free — no account needed. Want the AI investment read on top — the 0–100 rating, thesis, bull-vs-bear, red flags and the 12-month scenario, written from Tilly'S, Inc.'s actual 10-K/10-Q/8-K filings?

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Data from SEC EDGAR public filings · metrics as of Sep 4, 2026. Forensic signals flag probability, not certainty.