Forensic Analysis · Retail / Consumer Discretionary · as of Aug 11, 2026
Savers Value Village, Inc. (SVV)
A forensic read on Savers Value Village, Inc. built from its complete SEC filings — financial-health screens, earnings quality, red flags and a price-aware rating. Reproducible math, not opinion.
D · Weak — demands caution
Forensic grade
Distress
Financial health
1.1
Distress distance
Clean
Earnings quality
4
Forensic signals
76.0
P / E (ttm)
5.2%
ROE
$1.9B
Market cap
0.00%
Dividend yield
9.2%
Revenue growth
This free snapshot doesn't read filing or proxy text, so the auditor-quality and governance checks that can lower a grade were not evaluated (red flags, auditor quality, say on pay, board independence). Those checks only ever lower a grade, so the full analysis can land below the grade above but never above it — treat it as the most favourable reading, not the settled one.
Savers Value Village, Inc. earns a D (Weak — demands caution) forensic quality grade, and its balance-sheet distress test reads 1.1, placing it in the Distress zone. 4 forensic signals were flagged in its latest SEC filings, led by return on invested capital.
What the filings flag
4.8%
FY2026
Return on invested capital.Return on invested capital is 4.8% in the latest fiscal year and slipping from 9% — well below its ~9% cost of capital, so reinvested dollars may be destroying value, not building it.
+1.4%/yr
FY2023–FY2026
Share-count dilution.Diluted share count changed +4% over the last 3 years to FY2026 (+1.4%/yr). The count is growing: more stock was issued than repurchased over this window, so aggregate results grew faster than their per-share equivalents. That's ~1.4% shaved off per-share growth every year — total profit has to grow that much just to keep earnings-per-share flat, and a stake held since FY2023 has been diluted ~4%.
2% of rev
FY2026
Stock-based comp load.Stock-based compensation ran 2% of revenue and 79% of free cash flow in FY2026 — about $0.24 per diluted share. The cost of it is not in the cash flow — no cash left the business — it is in the count, and there it has run at about 6.8% a year, small enough that totals and per-share results tell the same story.
93% of FCF
FY2026
Shareholder returns.Returned $45M to shareholders (buybacks + dividends) in FY2026 — 93% of free cash flow. Right at the limit of what free cash flow covers — little room before it's funded by debt or the balance sheet. That ratio has actually been EASING, not tightening further — down from ~315% of free cash flow a few years back. Counting the $39M of stock-based comp paid out in shares on top of that, the combined claim on free cash flow is 172%.
Key fundamentals
Latest Revenue$1.68B
Revenue Growth YoY+9.2%
Revenue CAGR (3yr)+5.8%
Net Margin1.3%
Free Cash Flow$48.6M
Return on Equity5.2%
Debt / Equity1.64x
The forensic grade and screens above are free — no account needed. Want the AI investment read on top — the 0–100 rating, thesis, bull-vs-bear, red flags and the 12-month scenario, written from Savers Value Village, Inc.'s actual 10-K/10-Q/8-K filings?